{"id":174,"date":"2023-05-11T10:40:20","date_gmt":"2023-05-11T10:40:20","guid":{"rendered":"https:\/\/www.finanzcompany.eu\/?page_id=174"},"modified":"2024-01-25T16:35:09","modified_gmt":"2024-01-25T16:35:09","slug":"174-2","status":"publish","type":"page","link":"https:\/\/www.finanzcompany.eu\/?page_id=174","title":{"rendered":"Osztr\u00e1k p\u00e9nz\u00fcgyek"},"content":{"rendered":"

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Osztr\u00e1k p\u00e9nz\u00fcgyi szolg\u00e1ltat\u00e1sok<\/h2>\n

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C\u00e9g\u00fcnk abban ny\u00fajt \u00d6nnek seg\u00edts\u00e9get, hogy a havi nett\u00f3 fizet\u00e9se min\u00e9l jobban megk\u00f6zel\u00edtse a brutt\u00f3 fizet\u00e9s\u00e9t, valamint hogy az Ausztri\u00e1ban dolgoz\u00f3 k\u00fclf\u00f6ldi munkav\u00e1llal\u00f3, v\u00e1llalkoz\u00f3 k\u00f6nnyebben eligazodjon az osztr\u00e1k jogszab\u00e1lyok k\u00f6z\u00f6tt.
Alapelv\u00fcnk, hogy \u00fcgyfeleink Ausztri\u00e1ban is hozz\u00e1juthassanak az \u0151ket megillet\u0151 maxim\u00e1lis t\u00e1mogat\u00e1sokhoz, ad\u00f3kedvezm\u00e9nyekhez \u00e9s minden olyan p\u00e9nz\u00fcgyi, jogi szolg\u00e1ltat\u00e1shoz, ami k\u00f6nnyebb\u00e9 teszi mindennapi \u00e9let\u00fcket, k\u00fclf\u00f6ldi munkav\u00e1llal\u00e1sukat \u00e9s lehet\u0151s\u00e9get ad sz\u00e1mukra, hogy min\u00e9l nagyobb j\u00f6vedelmet \u00e9s megtakar\u00edt\u00e1st vihessenek haza saj\u00e1t maguk \u00e9s csal\u00e1djuk sz\u00e1m\u00e1ra. Az a c\u00e9lunk, hogy mindenki, aki probl\u00e9m\u00e1j\u00e1val megkeres benn\u00fcnket, kiemelt odafigyel\u00e9st, min\u0151s\u00e9gi szolg\u00e1ltat\u00e1st \u00e9s hat\u00e9kony seg\u00edts\u00e9get kapjon.<\/p>\n

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Ad\u00f3-visszat\u00e9r\u00edt\u00e9s<\/h1>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”6vw||6vw|” custom_padding_tablet=”|10%||10%|false|true” custom_padding_phone=”||||false|false” custom_padding_last_edited=”on|tablet” global_colors_info=”{}” padding_phone=”||||false|false” padding_tablet=”|10%||10%|false|true” padding_last_edited=”on|tablet” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.23.1″ text_font=”||||||||” text_font_size=”16px” text_line_height=”1.9em” header_font=”||||||||” header_2_font=”Playfair Display|700|||||||” header_2_font_size=”40px” header_2_line_height=”1.5em” header_6_font=”||||||||” max_width=”600px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_padding=”|||” header_2_font_size_tablet=”30px” header_2_font_size_phone=”24px” header_2_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n

Ad\u00f3-visszat\u00e9r\u00edt\u00e9s<\/h2>\n

Az ad\u00f3visszat\u00e9r\u00edt\u00e9s lehet\u0151s\u00e9get ny\u00fajt arra, hogy visszakapj\u00e1k az orsz\u00e1gban fizetett ad\u00f3k egy r\u00e9sz\u00e9t. Ez a folyamat arra szolg\u00e1l, hogy kompenz\u00e1lja azokat az ad\u00f3terheket, amelyeket a munkav\u00e1llal\u00f3k Ausztri\u00e1ban fizettek be \u00e9s amelyek visszat\u00e9r\u00edt\u00e9s\u00e9hez az nemzetk\u00f6zi szerz\u0151d\u00e9sek \u00e9s osztr\u00e1k t\u00f6rv\u00e9nyek alapj\u00e1n joguk van.<\/p>\n

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Csal\u00e1di p\u00f3tl\u00e9k, Csal\u00e1dt\u00e1mogat\u00e1s, GYES<\/h2>\n

<\/span><\/h4>\n

Gyes \u00fcgyint\u00e9z\u00e9s<\/span><\/h4>\n

Ausztri\u00e1ban a GYES (Gleitende Elternzeit) vagy rugalmas sz\u00fcl\u0151i szabads\u00e1g lehet\u0151s\u00e9get ny\u00fajt a sz\u00fcl\u0151knek arra, hogy r\u00e9szmunkaid\u0151ben dolgozzanak \u00e9s r\u00e9szben otthon legyenek a gyermekeikkel.<\/p>\n

Jogosults\u00e1g:<\/em><\/strong> A GYES-re val\u00f3 jogosults\u00e1g f\u00fcgg a sz\u00fcl\u0151k munkaviszony\u00e1t\u00f3l \u00e9s a gyermek \u00e9letkor\u00e1t\u00f3l. \u00c1ltal\u00e1ban a GYES-t legfeljebb 7 \u00e9ves kor\u00fa gyermekek eset\u00e9ben lehet ig\u00e9nybe venni.<\/p>\n

Munkaid\u0151:<\/strong><\/em> A GYES lehet\u0151s\u00e9get ad arra, hogy a sz\u00fcl\u0151k r\u00e9szmunkaid\u0151ben dolgozzanak, \u00e9s r\u00e9szben otthon legyenek a gyermekkel. A munkaid\u0151t a sz\u00fcl\u0151k \u00e9s a munk\u00e1ltat\u00f3 k\u00f6z\u00f6sen egyeztetik.<\/p>\n

P\u00e9nz\u00fcgyi t\u00e1mogat\u00e1s:<\/strong><\/em> A GYES idej\u00e9n a sz\u00fcl\u0151knek a gyermeknevel\u00e9si t\u00e1mogat\u00e1s egy r\u00e9sz\u00e9t kapj\u00e1k meg, amelyet a foglalkoztat\u00e1si jogviszonyuk alapj\u00e1n sz\u00e1m\u00edtanak ki. Az \u00f6sszeg a j\u00f6vedelem f\u00fcggv\u00e9ny\u00e9ben v\u00e1ltozhat.<\/p>\n

\u00dcgyint\u00e9z\u00e9s:<\/strong><\/em> A GYES ig\u00e9nyl\u00e9sekor a sz\u00fcl\u0151knek be kell ny\u00fajtania egy k\u00e9relmet a GYES-re val\u00f3 jogosults\u00e1got igazol\u00f3 dokumentumokkal, a gyermek sz\u00fclet\u00e9si anyak\u00f6nyvi kivonat\u00e1val \u00e9s alkalmazottak eset\u00e9ben a munkahelyi igazol\u00e1ssal.<\/p>\n

Hivatalos inform\u00e1ci\u00f3k:<\/strong><\/em> Az \u00fcgyint\u00e9z\u00e9s r\u00e9szleteir\u0151l \u00e9s a jogosults\u00e1gi felt\u00e9telekr\u0151l, valamint az \u00d6n\u00f6kre vonatkoz\u00f3 pontos \u00f6sszeg \u00e9s ig\u00e9nyl\u00e9si felt\u00e9telek megbesz\u00e9l\u00e9se v\u00e9gett k\u00e9rem, keressen meg minket el\u00e9rhet\u0151s\u00e9geinken.<\/p>\n

Csal\u00e1di p\u00f3tl\u00e9k \u00fcgyint\u00e9z\u00e9s<\/span><\/h4>\n

Ausztri\u00e1ban a csal\u00e1di p\u00f3tl\u00e9k \u00f6sszege a gyermek sz\u00e1m\u00e1t\u00f3l \u00e9s \u00e9letkor\u00e1t\u00f3l f\u00fcgg. \u00c1ltal\u00e1ban a csal\u00e1di p\u00f3tl\u00e9k \u00f6sszege magasabb a fiatalabb gyermekek eset\u00e9ben. Ausztri\u00e1ban a csal\u00e1di p\u00f3tl\u00e9kot a csal\u00e1doknak havonta fizetik ki, \u00e9s \u00e1ltal\u00e1ban k\u00f6zvetlen\u00fcl a sz\u00fcl\u0151k banksz\u00e1ml\u00e1j\u00e1ra utalj\u00e1k. Az \u00d6n\u00f6kre vonatkoz\u00f3 pontos \u00f6sszeg \u00e9s ig\u00e9nyl\u00e9si felt\u00e9telek megbesz\u00e9l\u00e9se v\u00e9gett k\u00e9rem, keressen meg minket el\u00e9rhet\u0151s\u00e9geinken.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” custom_padding_tablet=”|10%||10%|false|true” custom_padding_phone=”||||false|false” custom_padding_last_edited=”off|desktop” global_colors_info=”{}” padding_phone=”||||false|false” padding_tablet=”|10%||10%|false|true” padding_last_edited=”off|desktop” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_text disabled_on=”on|off|off” _builder_version=”4.23.1″ _module_preset=”default” text_text_color=”#00457A” header_font=”Just Another Hand||||||||” header_text_color=”#00457A” header_font_size=”64px” background_image=”https:\/\/www.finanzcompany.eu\/wp-content\/uploads\/2024\/01\/handright.jpg” background_size=”stretch” min_height=”337px” custom_margin=”||||false|false” custom_padding=”64px|||134px|false|false” box_shadow_style=”preset4″ box_shadow_horizontal=”80px” box_shadow_vertical=”80px” box_shadow_color=”#00457A” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n

Csal\u00e1di p\u00f3tl\u00e9k,<\/h1>\n

Csal\u00e1dt\u00e1mogat\u00e1s,<\/h1>\n

GYES<\/h1>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ theme_builder_area=”post_content” _builder_version=”4.24.0″ _module_preset=”default” custom_padding=”2px||3px|||” top_divider_style=”triangle” top_divider_color=”#FFFFFF” top_divider_color_tablet=”#FFFFFF” top_divider_color_phone=”#006475″ top_divider_color_last_edited=”on|phone” top_divider_height=”25px” top_divider_arrangement=”above_content” hover_enabled=”0″ sticky_enabled=”0″][et_pb_row column_structure=”1_2,1_2″ custom_padding_last_edited=”on|tablet” padding_top_bottom_link_2=”true” padding_left_right_link_2=”false” admin_label=”familienbonus” module_id=”fam” _builder_version=”4.24.0″ width=”100%” max_width=”100%” module_alignment=”left” custom_margin=”||40px||false” custom_padding=”0|12%|0|0px|false|false” custom_padding_tablet=”|0%||” custom_padding_phone=”” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content” top_divider_style=”triangle” top_divider_color=”#FFFFFF” top_divider_color_tablet=”#FFFFFF” top_divider_color_phone=”#006475″ top_divider_color_last_edited=”on|phone” top_divider_height=”25px” top_divider_arrangement=”above_content” sticky_enabled=”0″ use_custom_gutter=”on” hover_enabled=”0″ custom_margin_last_edited=”on|phone” custom_margin_phone=”||0px||false|false” custom_margin_tablet=”||40px||false”][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”6vw||6vw|” custom_padding_tablet=”|10%||10%|false|true” custom_padding_phone=”|10%||10%|false|true” custom_padding_last_edited=”on|desktop” global_colors_info=”{}” padding_tablet=”|10%||10%|false|true” padding_last_edited=”on|desktop” custom_padding__hover=”|||” padding_phone=”|10%||10%|false|true” theme_builder_area=”post_content”][et_pb_text disabled_on=”on|off|off” _builder_version=”4.23.1″ _module_preset=”default” text_text_color=”#00457A” header_font=”Just Another Hand||||||||” header_text_color=”#00457A” header_font_size=”64px” background_image=”https:\/\/www.finanzcompany.eu\/wp-content\/uploads\/2024\/01\/handleft.jpg” background_size=”stretch” min_height=”337px” custom_margin=”||||false|false” custom_padding=”100px|||100px|false|false” box_shadow_style=”preset4″ box_shadow_horizontal=”-80px” box_shadow_vertical=”80px” box_shadow_color=”#00457A” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n

Familienbonus Plus<\/h1>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.0″ custom_padding=”6vw||6vw|” custom_padding_tablet=”|10%||10%|false|true” custom_padding_phone=”0px|||10%|false|false” custom_padding_last_edited=”on|tablet” global_colors_info=”{}” padding_phone=”||||false|false” padding_tablet=”|10%||10%|false|true” padding_last_edited=”off|desktop” custom_padding__hover=”|||” theme_builder_area=”post_content” hover_enabled=”0″ sticky_enabled=”0″][et_pb_text _builder_version=”4.23.1″ text_font=”||||||||” text_font_size=”16px” text_line_height=”1.9em” header_font=”||||||||” header_text_align=”left” header_2_font=”Playfair Display|700|||||||” header_2_font_size=”40px” header_2_line_height=”1.5em” header_6_font=”||||||||” max_width=”662px” max_width_last_edited=”off|desktop” module_alignment=”left” custom_margin=”|||-3px||” custom_padding=”0px|||0px||” header_2_font_size_tablet=”30px” header_2_font_size_phone=”24px” header_2_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n

Familienbonus Plus<\/h2>\n

A Familienbonus Plus egy ad\u00f3kedvezm\u00e9ny, amely k\u00f6zvetlen\u00fcl cs\u00f6kkenti a munkav\u00e1llal\u00f3t terhel\u0151 szem\u00e9lyi j\u00f6vedelemad\u00f3t. A t\u00e1mogat\u00e1s ig\u00e9nyl\u00e9s\u00e9nek a felt\u00e9tele, hogy az adott \u00e9vben legal\u00e1bb egy gyermek ut\u00e1n j\u00e1r m\u00e1r a csal\u00e1di p\u00f3tl\u00e9k. Fels\u0151 hat\u00e1ra 18 \u00e9v alatti gyermek eset\u00e9ben 2000 EUR gyermekenk\u00e9nt, 18 \u00e9v feletti gyermek eset\u00e9ben pedig 650 EUR a maximum. A t\u00e9nylegesen ig\u00e9nybe vehet\u0151 \u00f6sszeg a j\u00f6vedelem \u00e9s a befizetett ad\u00f3 m\u00e9rt\u00e9k\u00e9nek a f\u00fcggv\u00e9nye.<\/p>\n

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Ad\u00f3z\u00e1si tan\u00e1csok<\/h2>\n

C\u00e9lunk az, hogy a mag\u00e1nszem\u00e9lyeknek seg\u00edts\u00fcnk a legjobban kihaszn\u00e1lni az ad\u00f3z\u00e1si el\u0151ny\u00f6ket, minimaliz\u00e1lni az ad\u00f3terheket \u00e9s a legink\u00e1bb megfelel\u0151 ad\u00f3z\u00e1si strat\u00e9gi\u00e1t kiv\u00e1lasztani.
Amennyiben k\u00e9rd\u00e9sek vagy probl\u00e9m\u00e1k mer\u00fclnek fel az ad\u00f3z\u00e1ssal kapcsolatban, seg\u00edt\u00fcnk az ad\u00f3hat\u00f3s\u00e1ggal val\u00f3 kommunik\u00e1ci\u00f3ban \u00e9s a megfelel\u0151 v\u00e1laszok megtal\u00e1l\u00e1s\u00e1ban.<\/p>\n

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Ad\u00f3z\u00e1si tan\u00e1csok<\/h1>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ theme_builder_area=”post_content” _builder_version=”4.24.0″ _module_preset=”default” custom_padding=”2px||3px|||” top_divider_style=”triangle” top_divider_color=”#FFFFFF” top_divider_color_tablet=”#FFFFFF” top_divider_color_phone=”#006475″ top_divider_color_last_edited=”on|phone” top_divider_height=”25px” top_divider_arrangement=”above_content”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” custom_padding_last_edited=”on|tablet” padding_top_bottom_link_2=”true” padding_left_right_link_2=”false” admin_label=”T\u00e1pp\u00e9nz betegell\u00e1t\u00e1s” module_id=”5″ _builder_version=”4.24.0″ width=”100%” max_width=”100%” module_alignment=”left” custom_margin=”|auto|0px|auto|false|false” custom_padding=”111px|12%|58px|0px|false|false” custom_padding_tablet=”|0%||” custom_padding_phone=”20px|0%|||false|false” hover_enabled=”0″ use_custom_width=”on” custom_width_px=”1280px” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″ gutter_width=”2″][et_pb_column type=”1_2″ _builder_version=”4.24.0″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content” sticky_enabled=”0″ hover_enabled=”0″][et_pb_text disabled_on=”on|off|off” _builder_version=”4.23.1″ _module_preset=”default” text_text_color=”#00457A” header_font=”Just Another Hand||||||||” header_text_color=”#00457A” header_font_size=”64px” background_image=”https:\/\/www.finanzcompany.eu\/wp-content\/uploads\/2024\/01\/handleft.jpg” background_size=”stretch” min_height=”337px” custom_margin=”||||false|false” custom_padding=”100px|||159px|false|false” box_shadow_style=”preset4″ box_shadow_horizontal=”-80px” box_shadow_vertical=”80px” box_shadow_color=”#00457A” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n

T\u00e1pp\u00e9nz, betegell\u00e1t\u00e1s<\/h1>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.0″ custom_padding=”|||” hover_enabled=”0″ global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content” sticky_enabled=”0″][et_pb_text _builder_version=”4.24.0″ text_font=”||||||||” text_font_size=”16px” text_line_height=”1.9em” header_font=”||||||||” header_2_font=”Playfair Display|700|||||||” header_2_font_size=”40px” header_2_line_height=”1.5em” header_6_font=”||||||||” text_orientation=”right” max_width=”600px” max_width_last_edited=”off|desktop” module_alignment=”left” custom_margin=”|||” custom_padding=”9px|10%||10%|false|false” hover_enabled=”0″ header_2_font_size_tablet=”30px” header_2_font_size_phone=”24px” header_2_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content” custom_margin_last_edited=”on|phone” custom_margin_phone=”||||false|false” sticky_enabled=”0″ custom_margin_tablet=”|||”]<\/p>\n

T\u00e1pp\u00e9nz, betegell\u00e1t\u00e1s<\/h2>\n

Ausztri\u00e1ban a t\u00e1pp\u00e9nz \u00e9s a betegell\u00e1t\u00e1s a betegeknek ny\u00fajtott t\u00e1mogat\u00e1si rendszerek r\u00e9szei. Az osztr\u00e1k eg\u00e9szs\u00e9g\u00fcgyi rendszerben fontos szerepet j\u00e1tszanak abban, hogy a munkav\u00e1llal\u00f3k betegs\u00e9g eset\u00e9n is t\u00e1mogat\u00e1st \u00e9s j\u00f6vedelmet kapjanak.<\/p>\n

T\u00e1pp\u00e9nz (Krankengeld):<\/strong> A t\u00e1pp\u00e9nz az a t\u00e1mogat\u00e1s, amelyet a munkav\u00e1llal\u00f3k kapnak, ha betegs\u00e9g vagy munkak\u00e9ptelens\u00e9g miatt nem tudnak dolgozni.<\/p>\n

Betegell\u00e1t\u00e1s (Krankengeld f\u00fcr Familienangeh\u00f6rige)<\/strong>: A betegell\u00e1t\u00e1s olyan t\u00e1mogat\u00e1s, amelyet a munkav\u00e1llal\u00f3k kapnak, ha a gyermekeik vagy m\u00e1s csal\u00e1dtagjaik betegs\u00e9g miatt nincsenek k\u00e9pesek ell\u00e1t\u00e1sukat biztos\u00edtani.<\/p>\n

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\u00dczemenyag\u00a0 t\u00e1mogat\u00e1s<\/h2>\n

Az \u00fczemanyag t\u00e1mogat\u00e1sok lehetnek ad\u00f3kedvezm\u00e9nyek, visszat\u00e9r\u00edt\u00e9sek vagy m\u00e1s form\u00e1kban ny\u00fajtott t\u00e1mogat\u00e1sok. A konkr\u00e9t \u00fczemanyag t\u00e1mogat\u00e1sok t\u00edpusai \u00e9s m\u00e9rt\u00e9ke az adott id\u0151szakt\u00f3l \u00e9s az ad\u00f3z\u00e1si rendszert\u0151l f\u00fcgg\u0151en v\u00e1ltozhatnak.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”6vw||6vw|” custom_padding_tablet=”|10%||10%|false|true” custom_padding_phone=”||||false|false” custom_padding_last_edited=”on|tablet” global_colors_info=”{}” padding_phone=”||||false|false” padding_tablet=”|10%||10%|false|true” padding_last_edited=”on|tablet” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_text disabled_on=”on|off|off” _builder_version=”4.23.1″ _module_preset=”default” text_text_color=”#00457A” header_font=”Just Another Hand||||||||” header_text_color=”#00457A” header_font_size=”64px” background_image=”https:\/\/www.finanzcompany.eu\/wp-content\/uploads\/2024\/01\/handright.jpg” min_height=”337px” custom_margin=”-92px||||false|false” custom_padding=”132px|||37px|false|false” box_shadow_style=”preset4″ box_shadow_horizontal=”80px” box_shadow_vertical=”80px” box_shadow_color=”#00457A” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n

\u00dczemanyag t\u00e1mogat\u00e1s<\/h1>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ theme_builder_area=”post_content” _builder_version=”4.24.0″ _module_preset=”default” custom_padding=”2px||3px|||” top_divider_style=”triangle” top_divider_color=”#FFFFFF” top_divider_color_tablet=”#FFFFFF” top_divider_color_phone=”#006475″ top_divider_color_last_edited=”on|phone” top_divider_height=”25px” top_divider_arrangement=”above_content”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” custom_padding_last_edited=”on|tablet” padding_top_bottom_link_2=”true” padding_left_right_link_2=”false” admin_label=”nyugdij” module_id=”7″ _builder_version=”4.24.0″ width=”100%” max_width=”100%” module_alignment=”left” custom_margin=”||40px||false” custom_padding=”52px|12%|0|0px|false|false” custom_padding_tablet=”|0%||” custom_padding_phone=”40px||||false|false” hover_enabled=”0″ use_custom_width=”on” width_unit=”off” custom_width_percent=”100%” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content” custom_margin_last_edited=”on|phone” custom_margin_phone=”||0px||false|false” sticky_enabled=”0″ custom_margin_tablet=”||40px||false”][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_text disabled_on=”on|off|off” _builder_version=”4.23.1″ _module_preset=”default” text_text_color=”#00457A” header_font=”Just Another Hand||||||||” header_text_color=”#00457A” header_font_size=”64px” background_image=”https:\/\/www.finanzcompany.eu\/wp-content\/uploads\/2024\/01\/handleft.jpg” background_size=”stretch” min_height=”337px” custom_margin=”||||false|false” custom_padding=”100px|||100px|false|false” box_shadow_style=”preset4″ box_shadow_horizontal=”-80px” box_shadow_vertical=”80px” box_shadow_color=”#00457A” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n

<\/h1>\n

Nyugd\u00edj<\/h1>\n

el\u00f6takar\u00e9koss\u00e1g<\/h1>\n

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Nyugd\u00edj el\u0151takar\u00e9koss\u00e1g<\/h2>\n

A nyugd\u00edj-el\u0151takar\u00e9koss\u00e1g Ausztri\u00e1ban egy olyan p\u00e9nz\u00fcgyi rendszer, amely lehet\u0151v\u00e9 teszi az emberek sz\u00e1m\u00e1ra, hogy \u00f6nk\u00e9ntes m\u00f3don megtakar\u00edtsanak a nyugd\u00edjas \u00e9veikre, \u00e9s \u00edgy kieg\u00e9sz\u00edts\u00e9k az \u00e1llami nyugd\u00edjrendszerb\u0151l sz\u00e1rmaz\u00f3 j\u00f6vedelm\u00fcket. Az ilyen t\u00edpus\u00fa el\u0151takar\u00e9koss\u00e1gi rendszerek lehet\u0151v\u00e9 teszik, hogy az egy\u00e9nek p\u00e9nzt gy\u0171jtsenek \u00f6ssze, amelyet majd a nyugd\u00edjkorukban haszn\u00e1lhatnak fel, hogy fenntarts\u00e1k \u00e9letm\u00f3djukat \u00e9s anyagi biztons\u00e1gukat.<\/p>\n

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Egy\u00e9b osztr\u00e1k \u00e1llami t\u00e1mogat\u00e1sok<\/h2>\n

Ausztri\u00e1ban mag\u00e1nszem\u00e9lyek sz\u00e1m\u00e1ra sz\u00e1mos egy\u00e9b k\u00f6lts\u00e9gvet\u00e9si t\u00e1mogat\u00e1s l\u00e9tezik, amelyek c\u00e9lja a k\u00fcl\u00f6nb\u00f6z\u0151 \u00e9lethelyzetekben seg\u00edts\u00e9get ny\u00fajtani vagy t\u00e1mogat\u00e1st biztos\u00edtani. Ezek a t\u00e1mogat\u00e1sok v\u00e1ltoz\u00f3ak lehetnek a jogszab\u00e1lyok \u00e9s a korm\u00e1nyzati politik\u00e1k alapj\u00e1n, \u00e9s k\u00fcl\u00f6nb\u00f6z\u0151 ter\u00fcleteket \u00e9rinthetnek. N\u00e9h\u00e1ny p\u00e9lda az egy\u00e9b k\u00f6lts\u00e9gvet\u00e9si t\u00e1mogat\u00e1sokra Ausztri\u00e1ban:<\/p>\n

Csal\u00e1dt\u00e1mogat\u00e1sok:<\/strong><\/em> Mag\u00e1nszem\u00e9lyek sz\u00e1m\u00e1ra el\u00e9rhet\u0151ek k\u00fcl\u00f6nb\u00f6z\u0151 csal\u00e1dt\u00e1mogat\u00e1sok, amelyek seg\u00edtik a csal\u00e1dokat a gyermeknevel\u00e9s \u00e9s a csal\u00e1di k\u00f6lts\u00e9gek ter\u00e9n. Ide tartoznak a gyermekt\u00e1mogat\u00e1sok, a csal\u00e1di p\u00f3tl\u00e9kok \u00e9s a gyermeknevel\u00e9si t\u00e1mogat\u00e1sok.<\/p>\n

Lakhat\u00e1si t\u00e1mogat\u00e1sok:<\/strong> <\/em>Azoknak, akik a lakhat\u00e1si k\u00f6lts\u00e9geiket nehezen tudj\u00e1k fizetni, k\u00fcl\u00f6nb\u00f6z\u0151 lakhat\u00e1si t\u00e1mogat\u00e1sok \u00e1llnak rendelkez\u00e9sre, p\u00e9ld\u00e1ul b\u00e9rleti t\u00e1mogat\u00e1sok vagy lakhat\u00e1si p\u00f3tl\u00e9kok.<\/p>\n

Oktat\u00e1si t\u00e1mogat\u00e1sok:<\/strong> Olyan t\u00e1mogat\u00e1sok \u00e9s \u00f6szt\u00f6nd\u00edjak, amelyeket di\u00e1kok vagy tanul\u00f3k kaphatnak az oktat\u00e1si k\u00f6lts\u00e9geik enyh\u00edt\u00e9s\u00e9re. Ide tartozhatnak egyetemi \u00f6szt\u00f6nd\u00edjak, di\u00e1khitel vagy m\u00e1s oktat\u00e1si t\u00e1mogat\u00e1si lehet\u0151s\u00e9gek.<\/p>\n

Munkan\u00e9lk\u00fcli t\u00e1mogat\u00e1sok:<\/strong><\/em> Azoknak, akik munkan\u00e9lk\u00fcliv\u00e9 v\u00e1lnak, k\u00fcl\u00f6nb\u00f6z\u0151 munkan\u00e9lk\u00fcli t\u00e1mogat\u00e1sok \u00e1llnak rendelkez\u00e9sre, hogy seg\u00edtsenek fenntartani az \u00e9letvitel\u00fcket az \u00e1ll\u00e1sveszt\u00e9s idej\u00e9n.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.16″ custom_padding=”|||” custom_padding_tablet=”|10%||10%|false|true” custom_padding_phone=”||||false|false” custom_padding_last_edited=”off|desktop” global_colors_info=”{}” padding_phone=”||||false|false” padding_tablet=”|10%||10%|false|true” padding_last_edited=”off|desktop” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_text disabled_on=”on|off|off” _builder_version=”4.23.1″ _module_preset=”default” text_text_color=”#00457A” header_font=”Just Another Hand||||||||” header_text_color=”#00457A” header_font_size=”64px” background_image=”https:\/\/www.finanzcompany.eu\/wp-content\/uploads\/2024\/01\/handright.jpg” background_size=”stretch” min_height=”337px” custom_margin=”||||false|false” custom_padding=”100px|||100px|false|false” box_shadow_style=”preset4″ box_shadow_horizontal=”80px” box_shadow_vertical=”80px” box_shadow_color=”#00457A” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n

Egy\u00e9b osztr\u00e1k<\/h1>\n

\u00e1llami t\u00e1mogat\u00e1sok<\/h1>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ theme_builder_area=”post_content” _builder_version=”4.24.0″ _module_preset=”default” custom_padding=”2px||3px|||” top_divider_style=”triangle” top_divider_color=”#FFFFFF” top_divider_color_tablet=”#FFFFFF” top_divider_color_phone=”#006475″ top_divider_color_last_edited=”on|phone” top_divider_height=”25px” top_divider_arrangement=”above_content”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” custom_padding_last_edited=”on|tablet” padding_top_bottom_link_2=”true” padding_left_right_link_2=”false” admin_label=”osztrak hitel\u00fcgyint\u00e9z\u00e9s” module_id=”11″ _builder_version=”4.23.1″ width=”100%” max_width=”100%” module_alignment=”left” custom_margin=”|auto|-2px|auto|false|” custom_padding=”0px|12%|0|0px|false|false” custom_padding_tablet=”|0%||” custom_padding_phone=”0px|0%|25px|0px|false|false” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”6vw||6vw|” custom_padding_tablet=”|10%||10%|false|true” custom_padding_phone=”|10%||10%|false|true” custom_padding_last_edited=”on|desktop” global_colors_info=”{}” padding_tablet=”|10%||10%|false|true” padding_last_edited=”on|desktop” custom_padding__hover=”|||” padding_phone=”|10%||10%|false|true” theme_builder_area=”post_content”][et_pb_text disabled_on=”on|off|off” _builder_version=”4.23.1″ _module_preset=”default” text_text_color=”#00457A” header_font=”Just Another Hand||||||||” header_text_color=”#00457A” header_font_size=”64px” background_image=”https:\/\/www.finanzcompany.eu\/wp-content\/uploads\/2024\/01\/handleft.jpg” background_size=”stretch” min_height=”337px” custom_margin=”||||false|false” custom_padding=”54px|||100px|false|false” box_shadow_style=”preset4″ box_shadow_horizontal=”-80px” box_shadow_vertical=”80px” box_shadow_color=”#00457A” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n

Osztr\u00e1k<\/h1>\n

Hitel\u00fcgyint\u00e9z\u00e9s<\/h1>\n

\u00e9s biztos\u00edt\u00e1sok<\/h1>\n

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Osztr\u00e1k Hitel\u00fcgyint\u00e9z\u00e9s \u00e9s biztos\u00edt\u00e1sok<\/h2>\n

Lak\u00e1sv\u00e1s\u00e1rl\u00e1si (haszn\u00e1lt- \u00e9s \u00faj \u00e9p\u00edt\u00e9s\u0171 ingatlanra) jelz\u00e1log hitelek<\/strong><\/p>\n

Fel\u00faj\u00edt\u00e1si c\u00e9l\u00fa jelz\u00e1loghitelek<\/strong><\/p>\n

Szabad felhaszn\u00e1l\u00e1s\u00fa hitelek<\/strong><\/p>\n